Sunday, March 31, 2013

Opportunities and Challenges in Mobile Commerce Explored by Global Web

Today, more and more people are using their smartphones to buy products and services online. Clearly, mobile commerce technology brings consumers unbeatable convenience and speed. At the same time, there are challenges to guaranteeing the security of mobile payment transactions, which keep programmers quite busy these days. Here, payment processing experts at Global Web take a look at the booming world of mobile commerce, and give readers some insight into the matter.

Today, people can make money transfers, purchase tickets, buy vouchers and coupons, use mobile banking, use location-based services and much more, all on their mobile phones. In fact, in developing countries, where members of the population may be more likely to have smartphones rather than computers, more and more are relying on mobile technology to support all their material and financial needs.

There are definite advantages when it comes to mobile commerce. Most notably, the customer enjoys unprecedented convenience and accessibility when shopping over their phone, which is not present to the same extent in the case of E commerce (shopping over the computer). The prospect of essentially carrying the internet in your pocket, wherever you go, is astounding. Moreover, there may be some security strengths in mobile devices, as compared to the computer, since SIM cards used in cell phones can securely store sensitive customer information.

At the same time, just as there are security challenges when online payments are made over the computer, so too are there security challenges in mobile transactions, but of a different nature. In mobile commerce (M-commerce) data is communicated via the mobile telecommunication network. Sensitive information can be potentially breached when it is transmitted over the telecommunication network, unless advanced technology is used to secure transmission. As such, there are a number of security structures developed to secure transmission, for example, the WTLS, (a transport layer security protocol) which encrypts digital information.

Thus, as both E-commerce and M-commerce continue to grow, Global Web will continue to provide its clients with superb payment and subscription processing technology and consulting, as well as content management. In our digital age, it is imperative that we keep our most sensitive information private. Thats what Global Web is here to do for its clients: keep customers and business safe during internet transactions.

Global Web: Learn More
Global Web, established in 2007 and based in New York City, grants its clients unsurpassable online subscription and content management systems. In addition, the company’s talented staff has extensive expertise in payment processing consulting. With Global Web, merchants and consumers can fully utilize the benefits of online commerce, without the risk of fraud on either end. Global Web may be contacted at (877) 855-1753 or via Facebook, Google+ or Blogger.

Saturday, March 30, 2013

Key Terms and Conditions that Should Apply to E Commerce Merchants, Explained by Global Web

Those who wish to sell products or services online should present their potential buyers with appropriate terms and condition. Global Web, a top payment processing firm, outlines the terms and conditions that ought to be featured on a commercial website.

E commerce grants you the opportunity to reach billions of customers, and to grow your business to new heights. At the same time, there are certain risks and liabilities involved in e commerce, which is why it is very important that online merchants craft a terms and conditions statement which outlines how transactions will be dealt with. That way, both client and business can be protected. Below, Global Web, an online payment processor and consultant, outlines the logic behind the terms and conditions merchants should feature on their sites.

  • Billing and Special Fees
    • In this section, merchants should put forth special fees that the customer should expect to incur, such as shipping fees and taxes. During checkout, customers should be able to indicate whether or not they agree with the terms and condition prior to being charged.
 
  • Intellectual Property
    • Its not just your logos, brand names, web design etc that you need to protect; if for, example, a visitor leaves a comment on your site, then without an intellectual property clause in your terms and conditions, you will not allowed to you that content as the merchant. Thus, you need users to agree to terms and conditions that would give you the right to use their content.

  • Liability and Disclaimers
    • It is very important to have clearly expressed on your site limitation of liability clauses and to clearly state the extents of warranty granted to customers, if at all.

  • Choice of Law and Disputes
    • Here, merchants should outline how and where legal disputes will be resolved. While some firms prefer to work with third party mediators or arbitrators, other prefer to settle in court. Thus, you should think through your disputes policy, so that you are protected.

  • Terms of Service
    • Here you should set forth conditions pertaining to payment processing, shipping, rebates, risks and other such items.

Thus, your terms and conditions statement will protect both you and your customers. It is very important to review your terms and conditions often, and to update them if need be. Global Web, a global payment processing company, consults merchants on legal matter related to payment processing, and helps keep them secured on all fronts .

About Global Web
Global Web was established in 2007 and is headquartered in New York City. Global Web offers customers unsurpassed subscription processing consultation and services at competitive rates. Additionally, the company provides companies with superb content management systems, and consults merchants on running their online businesses. With Global Web, both buyers and sellers are safe and secure during online transactions. Global Web may be contacted at (877) 855-1753 or via Facebook, Google+ or Blogger.

Friday, March 29, 2013

Global Web Presents Tips for Salespeople Retention

One of the best ways to make your company stronger, if you're in the payment processing business, is to make sure sure your sales team is committed, satisfying and eager to work hard. Global Web, a premiere payment processing company, is proud of its excellent salespeople retention rates, and is ready to divulge a few of its secrets of success that are actually applicable in various fields.

When it comes to salespeople retention, the key is to structure their job so that it is as logistically easy as possible, and so that they feel motivated to help your team succeed. Below are a few useful tips that will stimulate better results from salespeople, presented by Global Web. With a dedicated team, a business can really grow in terms of its client pool and service offerings.

  1. Teamwork: Humans are simply programmed to want to be part of a group, a team. Emphasize the teamwork aspect in group efforts, stop and celebrate group success and debrief to discuss unsuccessful ventures with the team. Make sure everyone feels that their voice is heard, and that their talents are used to the fullest.

  1. Logistics: Keep bureaucracy and lengthy logistics to the absolute minimum. The sales team should be focused on communicated with clients and sealing your products/services. Once they're in touch with a client thats ready to sign up, they shouldn't get tied down with paperwork, which may actually scare away a client. You should have system in place that makes it easy and quick to sign up new clients.

  1. Product/Service Diversity. Your company needs to be constantly developing and responding to customer needs and to changing times. You should have “radars” out there, detecting developments and trends in your field. Thus, to make your sales agents feel that their job is interesting, and that they can really appeal to a diverse array of customers, make sure your products and or services are up to date a diversified.

Global Web is proud of its hardworking and effective sales team, and is proud of the level of unity sensed within the company. Global Web sales agents communicate with merchants and provide them with outstanding payment processing consultation and services. With Global Web, merchants and consumers can enjoy a secure channel for making online transactions.

More About Global Web
Global Web is a global payment processing firm that was founded some six years ago and is based out of New York City. The company offers subscription processing, as well as online content management and consultation. Global Web may be contacted at (877) 855-1753 or via Facebook, Google+ or Blogger.

Thursday, March 28, 2013

Understanding Diverse Merchants, Presented by Global Web

As a payment processor, it is very important to be able to understand and appreciate your merchants. Here, Global Web, a leading payment processing firm, outlines the types of questions payment processors should be asking about merchants to best serve their needs.

Understanding your audience is very important when it comes to selling online payment processing services. Global Web knows that each merchant has their own unique characteristics and needs, and strives to customize products and services to perfectly suit their clients. Below, Global Web shares some of the ways in which a payment processor learns to speak the language of the merchant to best help them succeed.

  • Research and analyze the market in which the merchant operates, observing trends within the market sector that are relevant to payment processing.
  • Determine the concerns and needs of the merchant, as they relate to payment processing.
  • Communicate with clients on their terms and on their schedules. Understand the culture, so to speak, that the merchant operates in, and speak using their industry’s terminology.
  • Determine whether or not the merchant would be interested in special programs, such as loyalty programs, and follow up accordingly.
  • Find out what other kind of tailor-fitted technology the company be requiring.
  • Pay attention to timing. For example, a payment processor should think carefully about whether or not it is a wise choice to contact a merchant during the holiday season, or during another period in which the merchant is extraordinarily busy with sales on which they completely depend on. An excellent payment processor would be able to judge the situation thoughtfully, and based upon that make a decision.

These are the types of questions that payment processors must consider in order to deliver truly outstanding services to their merchants. Simply writing off the same prescription for all merchants does not yield the best results--much like in the case of a medical doctor prescribing medicine to patients. Payment processors who truly stand out, such as Global Web, understand the needs of different merchants, and are thus able to deliver them the best results.

About Global Web
Global Web is a global subscription processing firm whose headquarters are located in New York City. The company offers clients secure and comprehensive subscription management services and consultation, as well as content management technology. Global Web may be contacted at (877) 855-1753 or via Facebook, Google+ or Blogger.

Wednesday, March 27, 2013

Global Web: What is a Surcharge?


Global Web, a leading payment processing firm, defines surcharge and briefly explains the rationale behind it. As consumers, we often encounter surcharges when we purchase products or services, so its important to understand what a surcharge is.

Familiarity with the term “surcharge” is hugely important, as we encounter surcharges on a consistent basis in the marketplace. Here, Global Web, a premiere payment processing company, clarifies what a surcharge is. In addition, Global Web examines some of the justification for implementing surcharges.

So, what is a surcharge? You have probably encountered surcharges on numerous occasion. A surcharge is the additional fee that customers incur when purchasing an item or service. Specifically, in addition to the price of the good or service that a customer expects to pay, there is an additional fee or surcharge that a customer faces.

Most typically, surcharges are applied when a consumer uses a credit card. For example, the surcharge is encountered during an online checkout, or when one uses an ATM machine. The surcharge is necessary, as it covers the cost of actually processing the customer’s order. What are some other reasons for surcharges? For example, in the transportation sector, it may be necessary for companies to charge customers surcharges which reflect the fluctuating cost of fuel. Or, in the food industry, a restaurant may add a surcharge to the bill for a large party, to cover the cost of the labor.

Another reason that companies charges surcharge fees is to encourage new customers to join them. For example, banks may charge non-members a surcharge fee when they withdraw money from said bank’s ATM machine. Banks do so to encourage non member to join them , and to encourage member to use their ATM machines, instead of other banks’ machines.

Thus, we encounter surcharges constantly as we purchase various items. Surcharges are generally small fees, but are quite unavoidable. The logic behind surcharges is that they cover an additional cost that the merchant incurs, or they are designed to encourage company loyalty. Global Web, a leading payment processor, consults merchants on all payment processing related matters, including surcharges, and looks forward to providing clients with outstanding products and services into the future.

About Global Web
Global Web was established in 2007 with a vision: To grant clients access to the absolute best subscription processing services at an affordable cost. Indeed, with Global Web, online vendors can safely and efficiently provide their customers with comprehensive subscription services. The company is based in New York City but operates on a global scale. Global Web may be contacted at (877) 855-1753 or via Facebook, Google+ or Blogger.

Tuesday, March 26, 2013

Case Study of Myanmar, Presented by Global Web

If you thought you could swipe your plastic credit card wherever you go, consider this: Burma, also called Myanmar, has a striking cash-dominated economy. With ATMs in seriously short supply, you will be hard pressed to find a merchant who accepts credit cards. Global Web, an expert on the payment processing front, takes a look at the Burmese economy.

Were used to using credits cards everywhere--in shops, at restaurants, and of course online. But Burma, situated in South East Asia, has a largely cash-only commerce system. Even at luxury resorts its rare that you will be able to pay in cash. Due to political reasons--the military regime in Myanmar has been accused of numerous human rights violations--superpowers like the USA have imposed heavy sanction on the country. However, quite recently, the military regime has been relinquishing some degree of control, and thus, sanction on Burma have been eased.

As a result, the first ever ATM machines have been cropping up in Myanmar, and Myanmar's banks have also created a credit Global Web called the Myanmar Payments Union (MPU) to support credit card transactions. Nevertheless, the transition out of a cash-based economy takes time; the majority of Myanmar’s population still stores its assets in the form of cash, gold, and jewelery and the like. You certainly won't find major international banks if you visit the country

What's next for Myanmar? Myanmar will need to start supporting card processing giants like Visa--which is already making headway into the country. Moreover, the country will need online payment processors like Global Web to grow roots in their soil, so as to develop and grow an online payment processing platform for the Burmese people. Other developments which are likely to take hold in the near future include the potential for mobile phone money transfers. Its still a long journey for the Burmese economy, but there is certainly a lot of potential for growth as far as electronic payment goes.

If you don't happen to be in Myanmar, then you have the worlds largest shopping at your fingertips. Thanks to payment and subscription processing companies like Global Web, a global payment processing enterprise, you can safely shop online without the high risk of fraud or identity theft. Global Web seeks to provide customers with the most secure payment processing possible by employing advanced technology.

More Information on Global Web
When it comes to online content management and subscription processing, there is no one who does it better than Global Web. Operating since 2007 out of New York City, Global Web enables online merchants to easily and securely run their businesses. In addition, the company offers clients extensive payment management consultation services.Global Web may be contacted at (877) 855-1753 or via Facebook, Google+ or Blogger.

Monday, March 25, 2013

Global Web: Best Place to Shop? 10,000 Feet Above Ground

Shopping online has just been taken to new heights--literally. Today, shoppers can surf the web even in the air, thousands of feet above ground. Global Web, a global payment processing company, takes a look at the new technology that enables us to use the internet on board flights.

The ability to connect with others has just been amplified. Now, there is new technology that connects us to the internet even during flights. Global Web, which enables merchants to securely transfer money from their customers to their bank accounts, takes a look at this new technology, and what it means in the world of payment processing. Certainly, people will take advantage of this technology to work, study, shop and stay connected with others while flying.

So, how does the technology work? The company that grant airline passengers internet connection owns cell phone tower which, instead of sending signals down to the ground, sends them outwards into the sky. Airplanes that has been setup to accommodate the wireless internet service come equipment with special receivers that pick up the signals. Then, the signal data is distributed throughout the airplane through a wifi system. In order to use the system, passengers must input their email address and complete a CAPTCHA test.

For now, the service is available only when flying over continental United States and parts of Alaska. However, its not long before wifi will become available even during international flights. Soon enough, companies will be using satellite technology to grant passengers on international flights internet access. Indeed, it may only be a matter of two years of less before you will start video chatting from on board your flight to Asia!

Global Web, with its interests in the online payment processes, will be paying close attention to developing trends in the online market. Will consumers be shopping a whole lot more now that they can do it aboard an airborne aircraft? What kind of long term effect will this technology have on the economy, not only due to consumer habits but also due to increased business activity (now that people can work while flying)? As a whole, this new technology will likely stimulate the economy. With people buying and selling even more, Global Web will be there for each of its clients to ensure that every transaction is an efficient and secure one.

More on Global Web
Global Web was founded in 2007 with a clear mission: support merchants in the online subscription process by offering them consultation services and processing technology. Today, Global Web offers businesses both outstanding content and payment management services, ensuring that each transaction is efficient and secure. Global Web may be contacted at (877) 855-1753 or via Facebook, Google+ or Blogger.

Sunday, March 24, 2013

Ecommerce Terms Explained by Global Web

With the explosion of e commerce and the proliferation of e commerce-oriented businesses and organizations, it's crucial that individuals understand the basic structures of common e-commerce models. Global Web, a top online payment processing firm, explains these relationships below.

These days, more and more products and services are being sold and bought online. Indeed, ecommerce, or online commerce, has become more ubiquitous than ever before, with millions of transaction being executed over the internet each day throughout the globe. Here, Global Web, a company which specializes in online payment processing, explains the key types of e commerce relationships we see today.

  • B2C--Business-to-Consumer: In this kind of ecommerce structure, company’s advertise and sell to consumers. A clothing company that has an online store exemplifies a B2C ecommerce structure.
  • B2B--Business-to-Business: In the case of B2B e commerce, a business advertises and sells a product or service that would be utilized by another company, rather than by a consumer. Global Web, for example, functions within the B2B framework, providing other businesses with outstanding payment processing services.
  • C2C--Consumer-to-Consumer: C2C e commerce involves an exchange of goods and services between consumers themselves. Ebay, of course, is a famous example of C2C commerce.  
  • P2P--Peer-to-Peer: In a P2P relationship, peers connect to one another via a computer-based system on the internet. Rather than taking on seller-buyer roles, individuals share data in a decentralized manner. A famous example of a P2P
structure is Napster.

Thus, there are several types of relationships in the world of ecommerce: Business-to-Consumer, Business-to-Business, Consumer-to-Consumer, and Peer-to-Peer. Depending on the type of ecommerce structure one operates in, companies, organizations or individuals will need to determine how to to appeal to their audience, and how to manage their payment processing accordingly. Global Web, with six years of experience operating in the payment processing field, supports merchants within the framework of a B2B structure, providing them with unbeatable security measures at every step of the process.

Learn More About Global Web
Global Web was founded in 2007 and is based in New York City. The company offers clients unsurpassed subscription processing services and consultation at competitive rates. In addition, the company provides online merchants with advanced content management systems. Global Web may be contacted at (877) 855-1753 or via Facebook, Google+ or Blogger.

Saturday, March 23, 2013

Advances in Mobile Payment Processing Discussed by Global Web

Today, it seems that everything is being replaced by a new digital counterpart. Will wallets, for example, become obsolete soon? Indeed, smartphones these day feature more and more applications used to support online payment, loyalty programs, and more. Global Web, a global company that specializes in online payment processing, examines the phenomenon below.

It may get a bit overwhelming to keep track of rapidly developing mobile wallet technology. The technology, however useful it may be, is complex, and its not always clear what you should choose if you're a merchant looking to provide customers with the best possible services. Thats why Global Web, which handles online payment processing, takes a look at new developments in mobile wallet technology and explains key terms below.

  • Digital Loyalty Cards: This kind of smartphone application essentially replaces the need for frequent buyer punch-cards. Instead of stuffing your wallet with those cards, you can store them all neatly in your mobile phone. Nevertheless, you may still need to have a few of these applications downloaded on your phone, since merchants may use different versions of these applications.

  • Special Loyalty Apps: These applications are a bit more creative so to speak. Instead of just granting the customer a free coffee after ten coffee purchases, the customer gets to do something a bit more wacky. (Imaginative prizes are encouraged.) Then, the customer, having received their prize, gets to share the experience through social media, thereby bringing together business and client in a social forum.

  • Combination Payment Apps: With this application, customers can quickly and easily pay for their item or service through their mobile phone. Consumers must connect their credit cards to this kind of application. Those who have download this kind of application can hold up their phones to the phone of the merchant who also uses this application, and thus transmit their payment instantaneously. Instead of fumbling about for cash, consumers can quickly and easily pay for products and services.

Global Web, a leader in the online payment processing arena, is constantly on the lookout for new technology that enables consumers to quickly and easily pay for products. Clearly, consumers are using more and more digital technology to pay for services and products not only online, but in regular “brick and mortar” shops. As such, new technology that ensures that digital transactions are secure will be of vital importance. Indeed, Global Web is constantly working towards providing clients with the highest level of security during all of their online payment transactions, and will continue developing new security means to meet the challenges of the future.

About Global Web
Global Web aims to provide its clients with the highest quality subscription processing systems and consultation services, as well as content management technology. The company is based in New York City and was founded some six years ago. Today, merchants across the global choose Global Web to manage their online businesses. Global Web may be contacted at (877) 855-1753 or via Facebook, Google+ or Blogger.